Glo customers can now Borrow Airtime and Data for Friends and Family with the “Borrow For Others” on the Borrow-Me Credit service.

This service allows active Glo prepaid subscribers who meet the eligibility criteria, to Borrow Airtime or Data for Friends and Family. Are you out of airtime? Borrow now and pay later by dialing *301# or *321#. Borrowed Airtime will be deducted from your next recharge.

Got Questions?

This is a service that allows you to request for airtime and data for friends and family when they have run out of airtime or data and you are expected to pay back on your next recharge within a specified period.

You can borrow online or by dialing *321#. Both methods will provide you with the amounts you qualify for. To get specific denominations use the following shortcodes:


  • *321*1*25# for N25
  • *321*1*50# for N50,
  • *321*1*100# for N100,
  • *321*1*200# for N200,
  • *321*1*500# for N500
  • *321*1*1000# for N1000
  • *321*2*2000# for N2000


  • *321*2*50# for 35MB,
  • *321*2*100# for 95,
  • *321*2*200# for 200MB,
  • *321*2*500# for 650MB
  • *321*2*1000# for 1.6GB
  • *321*2*2000# for 4,4GB

Yes by dialing *321*9*9#

We would encourage you to try making the request once again. There is likelihood that there may be many requests on the system and or temporary system downtime.

This may happen for 2 reasons:- You may have just joined the network recently thus not meeting the minimum age in network of 3 months. Please check the terms and conditions for more information. You may have an unpaid Loan. You must settle this first before applying again..

This could be due to delay in our system getting recharge notifications from the network. Our system is designed to recover airtime as soon as it gets notified of your reload, and if there are delays in such notifications it could result in delay in deduction after any one of your reloads.

The amount will be recovered. Any transaction that credits the main account triggers a recovery if the subscriber has a loan.

Your account will be swept off any airtime remaining there subject to the loan taken. You will not be able to access the Service until you pay back the entire amount owed, and it will adversely affect your credit rating which is important for qualifying for higher amounts in future.

You can qualify for this product with any balance in your main account.

The amount they receive is less 15% service charge which will be recovered together with the credited amount next time you reload.

Yes. You are allowed just an additional time to borrow again without repaying the first as long as the loan is within your eligibility Matrix. But you must completely repay the 2 loans before you are eligible for another.

We will begin deducting from the borrower’s main account within 72 hours after Borrowing the loan.

Your Borrow Me Credit service remains intact and will be accessible as soon as you replace your SIM card as long as the grace period has not expired, which is currently at 72 hours.